Insurance Plans Accepted

Northwest Hospital participates in a wide range of health plans and accepts most major insurance providers.  We accept all private pay patients as well as the insurance plans listed below. Before scheduling an appointment or seeking treatment, please contact your insurance provider to verify full coverage.

When necessary, we will verify your insurance coverage and obtain authorization from your insurance carrier. Please note that at times your insurance provider may not pay for all services if your benefit plan requires out of pocket expenses to be paid. Out of pocket expenses you are responsible for would include deductibles, co-payments, and co-insurance. Please note that if you are required by your insurance plan to seek services (such as lab work, radiology, physical therapy, pre-operative exams, etc.) at specific locations other than Northwest Hospital, you may be responsible for any charges from services provided outside of that network.

Please note that LifeBridge Health does NOT participate with the Medicaid MCO Primary Adult Care (PAC) Program. This applies to all Medicaid payers indicated by an asterisk (*) below.

Northwest Hospital - Participating Insurance Plans


  • Aetna Affordable Health Choices (Indemnity)
  • Aetna Affordable Choices (PPO)
  • Aetna Choice POS
  • Aetna Choice POS II
  • Aetna Golden Choice
  • Aetna Golden Choice Care Advantage
  • Aetna Golden Medicare Open Access (HMO)
  • Aetna Golden Medicare Plan
  • Aetna Health Network Only
  • Aetna Health Network Option
  • Aetna HealthFund Health Reimbursement Arrangement
  • Aetna HealthFund Health Savings Account
  • Aetna Medicare Open Plan (PFFS)
  • Aetna Open Access Elect Choice
  • Aetna Open Access HMO
  • Aetna Open Access Managed Choice
  • Aetna Select
  • Elect Choice (EPO)
  • HMO
  • Managed Choice POS
  • Open Access Aetna Select
  • Open Choice PPO
  • Quality Point-of-Service (QPOS)
  • Traditional Choice
  • USAccess

American Federation of Government Employees Health Benefit Plans

Americare Health Services


Baltimore County Cancer Prevention Program

Board of Child Care

Bravo Health

  • Bravo Liberty

CareFirst BlueCross BlueShield

  • Advantage Blue PFFS
  • BlueChoice
  • Blue Precision
  • Maryland Point of Service (MPOS)
  • FEP – Federal Employee Program
  • Blue Preferred (PPO)
  • Maryland Health Insurance Plan (MHIP)
  • National Capital Area Indemnity
  • Select Preferred Providers (PPN/PPO)
  • Preferred Provider Organization – MD Indemnity
  • Personal Comp – Individual Coverage

Care Improvement Plus – XL Health (Medicare Advantage)

Choice Care Network


  • Cigna Choice Fund
  • HMO
  • Indemnity
  • Open Access
  • Open Access Plus / Open Access Plus In-Network
  • POS
  • PPO

Community Care Network


  • Advantra Freedom
  • Diamond Plan Medicaid*
  • First Health
  • Health and Life
  • HMO
  • Indemnity
  • National
  • POS
  • PPO-Health Assurance
  • Southcare PPO

Health Point Preferred

Healthamerica Maryland

Healthcare Compare Corporation


Informed, LLC

JAI Medical Systems*

Johns Hopkins Healthcare

  • Employee Health Plan (EHP)
  • Priority Partners*
  • Uniformed Services Family Health Plan 

Kaiser Permanente

  • Flexible Choice
  • HMO
  • Medicare Plus
  • POS
  • PPO
  • Medicare Senior Advantage
  • Select
  • Signature

Kemper National Services

KeyCare Advantage - Medicare Advantage Institutional Special Needs Plan


Lincoln National Administrative Services

Magellan Behavioral Health

Maryland Physicians Care*

Metropolitan Life Insurance Company

National Provider Network

Preferred Health Network

Private Healthcare Systems (PHCS)

Travelers Insurance Company


  • Americhoice MCO*
  • Choice
  • Choice Plus
  • Fidelity
  • Golden Rule
  • Indemnity
  • MAMSI Life and Health
  • MDIPA Preferred
  • OneNet PPO
  • Optimum Choice
  • Optimum Choice Preferred
  • Options PPO
  • Secure Horizons
  • Select
  • Select Plus HMO

United Behavioral Health

USA Managed Care Organization

Worker’s Insurance Network

XL Health – Care Improvement Plus


  • Amerigroup*
  • Coventry - Diamond Plan*
  • JAI Medical Systems*
  • Priority Partners (Johns Hopkins Healthcare)*
  • Maryland Physicians Care*
  • United/MAMSI - Americhoice*

We also participate with the Medicare and Medical Assistance programs. If you do not see your insurance plan listed above, please contact us or your insurance provider for assistance.

Professional Fees
Please note that Professional Fees (physician or mid-level provider fees) are separate from hospital fees. Please contact your insurance company or visit their Web site to confirm your physician is a participating provider.